Pumpkin Cream Cheese Bread

Category: Master the Art of Baking with These Foolproof Recipes

This soft pumpkin bread features a luscious cream cheese swirl, blending classic autumn flavors into every slice. The moist loaf is packed with pumpkin puree and warm spice, while the creamy, lightly sweetened cheese layer adds an irresistible twist. Easy to prepare and ideal for sharing, this treat pairs beautifully with coffee on cool mornings or as a satisfying dessert after dinner. Serve warm from the oven or enjoy chilled for a comforting, homemade indulgence that celebrates the season’s best flavors.

Recipes Fives Halima
Created by Mary Loxip Mary Loxip
Last updated on Sat, 25 Oct 2025 14:50:28 GMT
A slice of pumpkin bread with cream cheese on top. Pin
A slice of pumpkin bread with cream cheese on top. | panbite.com

This ultimate pumpkin cream cheese bread captures everything I love about fall baking rich pumpkin flavor swirled with tangy cream cheese and a tender crumb that invites you back for slice after slice It is a guaranteed showstopper for gatherings brunches or cozy nights in and your kitchen will smell absolutely amazing while it bakes

I first baked this bread for a harvest potluck and it was gone before the end of dinner My family insists on it every year as fall rolls around and even nonpumpkin fans come back for seconds

Gather Your Ingredients

  • All-purpose flour: Gives structure while keeping the crumb soft For best results spoon the flour into your cup and level it off
  • Baking soda and baking powder: Help create a tender lofty bread Doublecheck freshness for the best rise
  • Pumpkin spice mix: Brings that classic warmth and aromatic complexity Use a fresh blend for boldest flavor
  • Salt: Balances sweetness and makes the spices pop
  • Pumpkin puree: Infuses moisture and deep pumpkin taste Opt for pure canned pumpkin not pie filling
  • Vegetable oil: Ensures the crumb stays rich and tender Even light olive oil works if that is what you have
  • Granulated sugar and brown sugar: Add depth and help brown the crust The mix of both gives extra moisture
  • Large eggs: Bind everything together and add richness Use room temperature eggs for even mixing
  • Vanilla extract: Enhances every other flavor Choose pure vanilla for best aroma
  • Cream cheese: Is the heart of the swirl Choose fullfat blocks for a creamy texture
  • Extra sugar eggs for the cream cheese swirl: Turn it into a cheesecake ribbon with luscious tang

How to Make It

Prepare the Pan and Oven:
Preheat your oven to 350 degrees Fahrenheit and grease a 9 by 5 inch loaf pan with butter or nonstick spray Lining it with parchment will guarantee the bread comes out cleanly
Mix Dry Ingredients:
In a large bowl whisk flour baking soda baking powder pumpkin spice and salt until uniform This prevents clumps and ensures even baking
Make Pumpkin Batter:
In another mixing bowl whisk together pumpkin puree vegetable oil both sugars eggs and vanilla extract Mix until everything looks glossy and smooth You will see the sugars dissolve and the batter will slightly thicken
Combine Wet and Dry Mixtures:
Gently add the dry mixture into the wet Do not overmix Stir just until you can no longer see streaks of flour This is key for a soft crumb
Prepare Cream Cheese Filling:
Beat together cream cheese sugar egg yolk and vanilla extract in a separate bowl until perfectly smooth and creamy You want no lumps so start with softened cream cheese If you rush this step the swirl will not look as beautiful
Assemble the Bread:
Pour half of the pumpkin batter into the prepared loaf pan Spread evenly Drop spoonfuls of the cream cheese mixture over the batter then use a knife to gently swirl it in Pour remaining pumpkin batter on top and add more dollops of cream cheese swirl again lightly for a marbled effect
Bake:
Place on the center rack and bake for thirty to fortyfive minutes Bread is ready when a toothpick inserted toward the edges comes out mostly clean but a few moist crumbs are okay If it browns too quickly cover with foil during the final minutes
Cool and Slice:
Let bread cool in the pan for at least twenty minutes Remove and cool completely before slicing This step makes clean beautiful slices and ensures the cream cheese sets
A slice of pumpkin bread with cream cheese on a wooden cutting board.
A slice of pumpkin bread with cream cheese on a wooden cutting board. | panbite.com

Pumpkin in bread was always a fall favorite growing up but the cream cheese swirl makes this loaf unforgettable My sister considers the swirl the best part of every slice and even requests extra cream cheese on top for her birthday

Flavor Boosters

This bread keeps exceptionally well Store it tightly wrapped on the counter for up to three days or in the fridge for up to five days If making ahead you can freeze the whole loaf or individual slices just let them cool first and wrap tightly Thaw overnight in the fridge or toast gently before serving

Serving Suggestions

Serve thick slices lightly toasted with a pat of butter Cream cheese bread makes a wonderful brunch side with fruit or eggs For a festive presentation scatter roasted pumpkin seeds or chopped pecans on top before baking

Creative Twists

Pumpkin bread dates back to colonial times when cooks combined native squash with European baking methods The addition of cream cheese swirl is a modern twist popular for its rich flavor and creamy contrast to the spiced crumb In many households like mine pumpkin bread is a sign fall has truly arrived

A slice of pumpkin bread with white frosting.
A slice of pumpkin bread with white frosting. | panbite.com

Baking this bread every fall has become a tradition in my family We experiment with mixins and toppings each year and each version brings its own memories Nothing quite captures the season like this fragrant delicious loaf straight from the oven

Common Questions About This Recipe

→ What makes this bread extra moist?

The combination of pumpkin puree, vegetable oil, and eggs ensures a tender and moist loaf.

→ Can I use fresh pumpkin instead of canned?

Yes, cooked and mashed fresh pumpkin can be substituted for canned pumpkin puree.

→ How do I achieve a perfect cream cheese swirl?

Layer cream cheese mixture over the pumpkin batter, then use a knife to gently swirl for a marbled effect.

→ Can this bread be frozen?

Yes, wrap cooled slices and freeze for up to three months. Thaw at room temperature before enjoying.

→ What spices complement the pumpkin flavor?

Pumpkin spice mix, featuring cinnamon, nutmeg, ginger, and cloves, enhances the bread’s warm flavors.

Pumpkin Cream Cheese Bread

Moist pumpkin bread with sweet cream cheese swirl—perfect for autumn gatherings, breakfast, or snacking.

Preparation Time
35 minutes
Cooking Time
45 minutes
Complete Time
80 minutes
Created by Mary Loxip: Mary Loxip

Type of Recipe: Baking

Level of Skill: Some Experience Needed

Cultural Cuisine: American

Serves: 4 Portion Size (1 loaf)

Dietary Needs: Suitable for Vegetarians

What You Need

→ Pumpkin Batter

01 2 cups all-purpose flour
02 1 teaspoon baking soda
03 1 teaspoon baking powder
04 1 tablespoon pumpkin spice mix
05 1/2 teaspoon salt
06 1 cup pumpkin puree
07 1/2 cup vegetable oil
08 1 cup granulated sugar
09 1/2 cup brown sugar
10 2 large eggs
11 1 teaspoon vanilla extract

→ Cheesecake Swirl

12 8 ounces cream cheese, softened
13 1/4 cup granulated sugar
14 1 large egg yolk
15 1/2 teaspoon vanilla extract

How to Make It

Step 01

Preheat the oven to 350°F (175°C). Grease a standard loaf pan with nonstick spray or butter.

Step 02

In a medium bowl, whisk together all-purpose flour, baking soda, baking powder, pumpkin spice mix, and salt until evenly combined.

Step 03

In a large bowl, whisk pumpkin puree, vegetable oil, granulated sugar, brown sugar, eggs, and vanilla extract until the mixture is smooth and homogenous.

Step 04

Gently fold the dry mixture into the wet mixture, stirring until no flour pockets remain. Do not overmix for best texture.

Step 05

In a separate bowl, beat softened cream cheese with 1/4 cup granulated sugar, egg yolk, and 1/2 teaspoon vanilla extract until creamy and smooth.

Step 06

Pour half of the pumpkin batter into the greased loaf pan. Spread cream cheese filling evenly over the batter. Top with the remaining pumpkin batter. Use a kitchen knife to swirl the cream cheese into the pumpkin batter for a marbled effect.

Step 07

Place the pan on the center rack and bake for 30 to 45 minutes, or until a toothpick inserted near the center comes out clean, with moist crumbs but no wet batter.

Step 08

Allow the bread to cool in the pan for 20 minutes, then transfer to a wire rack to cool completely before slicing and serving.

Extra Tips

  1. Use room-temperature cream cheese for easier blending and a silkier cheesecake swirl.

Tools You'll Need

  • Loaf pan
  • Large mixing bowl
  • Medium mixing bowl
  • Whisk
  • Rubber spatula
  • Hand mixer or stand mixer

Allergen Information

Always review ingredients for possible allergens and consult a healthcare provider if unsure.
  • Contains wheat (gluten), egg, and dairy (cream cheese, eggs).

Nutritional Details (Per Serving)

These facts are provided as informational and aren't a substitute for professional advice.
  • Calories: 430
  • Fat Content: 18 grams
  • Carbohydrate Content: 40 grams
  • Protein Content: 15 grams